Hi there, I am Josh Pomerleau and that is Sarah Wellman. We’re with the Pomerleau team right here at Keller Williams Realty and we’re considered one of Minnesota’s leading short sale teams. We’re blogging about short sales, and closing short sales. At present now we have over 50 short sales on the market. We’ve about 10 short sales closing in the next month. We have been helping out a ton of people not only get their short sales accredited but get their money owed absolutely forgiven. That’s been our main aim is to help as many people as we can.

We additionally run ShortSaleShift.com. It is a huge video weblog in regards to the short sale process. At the moment we will talk about Green Tree. We now have had some issues with Green Tree. We had a number of files transfer over from Bank of America over to Green Tree for plenty of reasons. We had a file that was caught in the collections division and they refused to take it out. I talked to a collections consultant who was very rude. If we’re having trouble with a short sale we will get to the bottom of it to assist them work something out with the bank.

I finally received an apology from Green Tree, so I respect that. So, if in case you have a mortgage with Green Tree or Bank of America mortgage and have simply been notified that it’s going over to Green Tree, I can not think of a greater group to help you out. Click on the start button and leave a few of your data and we’ll get back to you as quickly as possible. You can even chat with us in the bottom left hand corner, just give us a call. We also have a short or stay calculator on the tool bar. It’s a really great tool in case you put your loan info in it will let you know if a short sale is right for you. We are the Pomerleau Team, one of Minnesota’s leading short sale teams and we’re here to help you reply any questions you’ve in regards to the short sale process. Talk to you soon.

For more information on short sales and how to avoid foreclosure, visit the Short Sale Shift blog or you can also contact the Josh Pomerleau team and get started today.

Hello everybody my name is Josh Pomerleau with Short Sale Shift, Minnesota’s premiere short sale crew, thank you for taking a minute to take a look at my weblog today. I work with Keller Williams Realty within the Minnesota area and weblog day-after-day from the short sale trenches tp provide householders useful data on their choices for avoiding foreclosure. If my weblog is useful right now, or if you already have short sale questions, take a minute to browse the over 600 videos on my website or contact me directly to discuss your options.

For my blog topic immediately I wished to discuss the choice of a deed in lieu of foreclosure and how it compares to finishing a short sale. A deed in lieu of foreclosure simply put is a voluntary foreclosure whereas a short sale is considered a settlement of debt owed. With reference to your credit score a deed in lieu can have nearly the identical impact as a traditional foreclosure. While this could take years to repare we’ve got seen clients complete short sales and nonetheless get approved for auto loans only months later. Having talked with short sale attorneys they also agree that doing a deed in lieu of foreclosure could also be identical to doing an actual foreclosure. I encourage anyone who is behind on their payments to atleast sit down and discuss to knowledgeable about how a short sale might help them.

Voluntarily foreclosing on your property is similar as giving up and I want to assist you avoid the damage that can be done. If in case you have questions about how a short sale works please visit my website for extra information or contact me directly to set up a free consultation. Thanks in your time today and I look forward to hearing from you soon at Minnesota’s premiere short sale team.

For more information on short sales and how to avoid foreclosure, visit the Short Sale Shift blog or you can also contact the Josh Pomerleau team and get started today.

Thank you for joining us on our short sale blog, I am Josh Pomerleau and this is Sarah Willman at the ShortSaleShift.com in Minnesota. We are dedicated to providing good information and education to homeowners that are in the dark as to what their choices are in the event they are facing foreclosure.

Today we are going to talk about one of the nation’s largest banks, Chase Bank. Chase has actually gotten better in the past year or so with regard to their short sale process. We really enjoy doing short sales with Chase and have been receiving a lot more Chase files than we have had in the past. Several people are reaching out to us that have a home loan with them and we are essentially telling them that the short sale process is usually pretty simple with Chase.

They have been great to deal with across the board in regards to their investors and portfolio loans. We’ve done business with Chase so frequently that we are really getting to know some of the individuals that work in the short sale department and are totally familiar with their short sale process. We often try to get our files moved over to people that we’ve worked with before just in case an issue should arise with your file. This demonstrates our commitment and dedication to you is extremely high and we try to do whatever possible to get your short sale approved as quickly as possible.

If you have any additional questions, we urge you to either call us or check out our website. If you’re questioning whether or not a short sale is right for you, try out our Short Sale Decision Calculator. By inputting some information about your home loan, our calculator will help you decide if you should stay in your property or try to short sell it.

For more information on short sales and how to avoid foreclosure, visit the Short Sale Shift blog or you can also contact the Josh Pomerleau team and get started today.

Hello, I am Josh and this is Sarah. We run the Pomerleau Team, the best short sale team in Minnesota. We made a pledge a few years ago that we would educate homeowners and other real estate agents about short sales. We wish to assist individuals that are nervous about short selling their house and give them the help that they deserve. We’ve met so many homeowners that have gotten bad information from other realtors or have dealt with realtors that know zilch about short sales. The Pomerleau Team would like to make sure that you have an informed expert to help you through the process.

Before we move on to our subject for the day, we wanted to also urge you to utilize our short sale decision calculator. This simple application can help you determine if you should stay in your house or if it’s best to short sell.

Today we are going to talk about Citi Mortgage; we are working on a couple of cases with them currently. They are typically a pretty good lender to deal with and we usually have really good experiences with them. Every short sale that we’ve ever submitted to Citi Mortgage has been approved and completed. They have a lot of Fannie Mae and Freddie Mac loans and we are fully aware of their policies on getting a short sale approved. We present these to our customers before starting the short sale process with them. If you have a Citi Mortgage, we would be more than happy to sit down with you and talk about some of your options in regards to avoiding foreclosure. Please visit our website and fill out the getting started form, or give us a call. The Pomerleau Team has the expertise you need to successfully short sell your property, so please contact us today!

For more information on short sales and how to avoid foreclosure, visit the Short Sale Shift blog or you can also contact the Josh Pomerleau team and get started today.

Hello everyone my name is Josh Pomerleau with Short Sale Shift, Minnesota’s premiere short sale staff, thank you for taking a minute to check out my blog today. I work with Keller Williams Realty in the Minnesota area and weblog each day from the short sale trenches to offer homeowners priceless information for their choices on avoiding foreclosure. If you’re looking for more data, or already considering a short sale, take a minute to browse the over six hundred videos on my website or contact me directly to discuss your options.

For my blog matter as we speak I wanted to discuss the significance of getting deficiencies waived during a short sale from the owners perspective. I’m not an attorney so I can not legally inform you if a deficiency is being waived, nonetheless I can mention that your approval letter offers you an excellent idea. Getting a mortgage absolutely satisfied, having your entire debt forgiven, is all the time my primary aim after a short sale is approved. This is such an important part of a short sale because it will shield you from being sued in the future by your lender for any debt that is owed. To get all deficiencies waived we have to have approval from all parties tied to your loan including any mortgage insurance firms or possible investors.

Whether or not you’ve got one mortgage, or possibly a second, we now have had success helping homeowners avoid any recourse from their lenders. If in case you have questions on the short sale process, or would like to get started at this time, stop by website or contact me directly to arrange a free consultation. Thank you for your time in the present day and I look forward to hearing from you soon at Minnesota’s premiere short sale team.

For more information on short sales and how to avoid foreclosure, visit the Short Sale Shift blog or you can also contact the Josh Pomerleau team and get started today.

Hi there, welcome to ShortSaleShift.com. I’m Sarah and that is Josh and we’re Minnesota’s number one short sale team. Here out of the Keller Williams office we run the Pomerleau Team. We also run ShortSaleShift.com which is our successful and big video blog. We now have over 600 videos about the short sale process and we are committed to reaching out to as many owners as we can.

If in case you have any short sale issues, try the short sale shift calculator. It is a good way to see where you’re in your situation. It’s located within the toolbar. You possibly can put your mortgage and property data in and it’ll let you know if a short sale is perhaps proper for you.

As we speak we are going to discuss credit consequences. I am not a credit score professional however now we have seen so many individuals come out of the short sale world and after a couple of months after the short sale they can get a car loan or they can get bank cards or they purchase a home first after which do a short sale. The credit consequences are getting much less and less. We talked with some short sale associates in Arizona and so they informed us about a lender that will enable a homeowner to get authorised for an additional mortgage a day after a short sale was authorised simply so long as they put 30% down.

Typically getting out of a scenario might help you further down the road. Your credit doesn’t define you and doesn’t suggest you’re a good or bad person. We don’t judge individuals primarily based on their credit, and we’re not credit score specialists, but we’ve got seen folks’s credit score scores get better quickly. If credit score is a giant thing to you, we arrange a credit score repair program so after the short sale it’s a year to two year plan around there relying on the situation. It may well enable you repair your credit and get you on the path to have the ability to purchase again.

When you’ve got any questions or want to go over your state of affairs with us, you possibly can hit the massive start button and you’ll fill out some contact information on the bottom of the page and we’ll get back to you. You possibly can at all times e-mail us or chat with us in the bottom left hand corner. Again we’re the Pomerleau Team, Minnesota’s number one short sale crew and we’re right here to help. Thanks a lot.

For more information on short sales and how to avoid foreclosure, visit the Short Sale Shift blog or you can also contact the Josh Pomerleau team and get started today.

Hello everyone my name is Josh Pomerleau with Short Sale Shift, Minnesota’s premiere short sale team, thanks for taking a minute to take a look at my blog today. I work with Keller Williams Realty within the Minnesota area and weblog on daily basis from the short sale trenches to supply householders priceless data on their choices for avoiding foreclosure. If my blog is useful right this moment, or in case you already contemplating a short sale, take a minute to browse the over six hundred videos on my web site or contact me directly to discuss your options.

For my blog at the moment I’m going to discuss working with mortgage servicer Seterus on a short sale file and some of the experiences I’ve had. I have a number of files with Seterus right now and have a closing with them in a couple of days. We hear loads of bad issues about Seterus and my last weblog about them resulted in tons and tons of detrimental comments and e-mails. Fortunately I have an important contact in their short sale department who has carried out an incredible job of helping our group get short sales accepted quickly. By constructing these relationships with every lender I’ve discovered quite a bit about how each lender handles a file and what I can do to make the process easier. It also helps that I do not call and complain or yell at the person on the telephone when I’m checking on a file.

While I am far from a push over during negotiations it is important to build positive relationships with a purpose to be even more successful with short sales. When you’ve got any questions about your Seterus mortgage, or every other lender, please go to my website or contact me directly to set up a free consultation. Thank you for your time at the moment and I look ahead to hearing for you soon at Minnesota’s premiere short sale team.

For more information on short sales and how to avoid foreclosure, visit the Short Sale Shift blog or you can also contact the Josh Pomerleau team and get started today.

Hello everyone and welcome to the Short Sale Shift, we’re the Pomerleau Team here in Minnesota, the area’s best short sale team. We invite you to visit our website for any information you may be looking for regarding short sales. We also have a new tool called the Short Sale Decision Calculator. The calculator asks you to key in your mortgage information and your property address and it’ll generate a report that lets you know how long it’ll take you to break even on your home, as well as how much it will cost you. It is a good device to use because it will help struggling homeowners determine if they should stay in their home or short sell it.

Today we wanted to discuss short sale attorneys and lawyers and the significance of hiring the right attorney. A majority of the time, a lawyer or attorney may not be able to help you to the fullest extent because they are not familiar with short sales. It’s important to be cognizant of the type of lawyer you’re choosing because in the past we have seen many clients that have received bad advice. We have also seen some attorneys give good advice as well, such as the benefits of doing a short sale. One other thing to keep in mind is to be cautious of bankruptcy attorneys. They might tell you that you have to do a bankruptcy before foreclosing, which isn’t the case. In all actuality, you could short sell your property and get rid of most of your debt, which is much better on your credit than filing for bankruptcy.

There are many different options out there as far as whom to go to when you are in need of assistance. That’s why we feel it’s important that you choose someone that will provide you with an honest appraisal of your situation and that is willing to go the extra mile to help you out. The Pomerleau Team can help you with your difficult financial situation and give you the information and guidance that you need when choosing to short sell your home so please talk to us today.

For more information on short sales and how to avoid foreclosure, visit the Short Sale Shift blog or you can also contact the Josh Pomerleau team and get started today.

Hello everyone my name is Josh Pomerleau with Short Sale Shift, Minnesota’s premiere short sale crew, thanks for testing my blog today. I work with Keller Williams Realty within the Minnesota area and weblog on daily basis from the short sale trenches to supply owners beneficial content on their options for avoiding foreclosure. If my blog is helpful right this moment feel free to browse over six hundred videos on my website or contact me directly to discuss your options.

For my blog matter immediately I wanted to discuss working with Bank of America on a short sale file and a few of my experiences. I at the moment have nine or ten short sale files with Bank of America on their online platform referred to as Equator. Their short sale staff is nice to work with and I’m all the time engaged on a number of files with their varied representatives. One thing I have noticed currently is loads of our Bank of America files have included a second mortgage which might make the process more difficult. Even if a second mortgage is with the same lender it will have to be dealt with seperately and probably with a special representative. Thanks to our years of expertise with their short sale crew we are nonetheless getting approvals on each file that we submit. Our workforce works so hard for our clients we’ve got even used Twitter in an effort to get an issue resolved.

This is just an example of how dedicated we are to helping Minnesota homeowners avoid foreclosure. When you’ve got any questions on the short sale process please visit my web site or contact me directly to set up a free consultation. Thanks on your time in the present day and I look forward to hearing from you soon.

For more information on short sales and how to avoid foreclosure, visit the Short Sale Shift blog or you can also contact the Josh Pomerleau team and get started today.

Hello everyone my name is Josh Pomerleau with Short Sale Shift, Minnesota’s premiere short sale workforce, thanks for trying out my blog today. I work with Keller Williams Realty in the Minnesota area and weblog every day from the short sale trenches to offer worthwhile content to homeowners looking to avoid foreclosure. If are on the lookout for even more short sale info feel free to browse the over 600 videos on my website or contact me directly to discuss your options.

For my blog topic at this time I needed to discuss getting a short sale authorised for a reverse mortgage. Such a short sale is fairly new and is simply handled by a handful of agents acros the nation including Short Sale Shift. I handled just a few reverse mortgage short sales last year and at occasions it was troublesome to find sufficient info on the process. Some agents contest you can’t complete a short sale on a reverse mortgage but instead the lender is only submitting an insurance coverage claim. While this may or not be true our team handles both transactions in a really related fashion with the intention to protect our client from their underwater property. The negotiation process is similar to a regular short sale and either way the vital factor is helping out a homeowner.

If your property has decreased in worth and you are concerned about your reverse mortgage please contact me immediately to discuss your options. On my website you will see a short sale specialist able to answer any questions you’ve got due to the chat box positioned in the lower left hand corner. Thank you to your time today and I look forward to hearing from you soon at Minnesota’s premiere short sale team.

For more information on short sales and how to avoid foreclosure, visit the Short Sale Shift blog or you can also contact the Josh Pomerleau team and get started today.